Acceptance of Terms

By accessing this website or engaging with Summit Judgement Recovery (“we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). These Terms govern all interactions with our business and use of our services related to civil judgement enforcement. If you do not agree with these Terms, do not use our services.

Our Services

Summit Judgement Recovery operates as a judgement enforcement firm. We purchase legally valid, assignable court-awarded judgements and pursue enforcement through lawful means, including but not limited to:

  • Skip tracing and debtor location
  • Wage garnishment and bank levies
  • Filing liens or asset seizure via court process
  • Negotiating settlements and payment arrangements

We are not a law firm and do not provide legal advice. Any legal work is performed by licensed professionals contracted or referred through appropriate channels.

Client Relationship and Judgement Assignment

If you assign a judgement to Summit Judgement Recovery, the following conditions apply:
You must have legal authority to assign the judgement.
You agree to provide accurate and complete documentation.
Upon purchase, we become the legal judgement creditor and may act independently to enforce the debt.
Any proceeds collected are retained by Summit unless a contingency arrangement is agreed in writing prior to assignment.
All assignments are final unless stated otherwise in a written agreement.

Permissible Use of Site and Services

You agree to use our website and services only for lawful purposes. You may not:

  • Misrepresent your identity or authority
  • Attempt to access private information unlawfully
  • Use any part of our service to harass, threaten, or intimidate any individual
  • Disrupt or tamper with our website, forms, or data

Violations may result in termination of service, legal action, or reporting to authorities.

Disclaimer of Legal Guarantees

While we are experienced in enforcing judgements, we cannot guarantee collection of any specific amount or outcome. Collection is dependent on various factors including debtor solvency, jurisdictional laws, and court enforcement mechanisms.
No outcome is promised or implied unless in writing as part of a structured agreement.

Limitation of Liability

Summit Judgement Recovery is not liable for:

  • Loss of use, loss of opportunity, or indirect damages
  • Delays or failures caused by court systems, data vendors, or legal entities
  • Any misuse of information caused by third-party data providers
  • The accuracy or completeness of public record data

Our total liability to you for any claim is limited to the amount paid to us for the specific service giving rise to the claim.

Privacy & Data Handling

Use of our services is also governed by our Privacy Policy, which outlines how we collect, store, and protect your personal data. We only access and use data with a permissible purpose under the Fair Credit Reporting Act (FCRA) or relevant law.

Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the State of New Jersey, without regard to conflict of law principles. Any disputes shall be resolved in a court of competent jurisdiction within Bergen county, New Jersey].

Modifications

We may update these Terms from time to time. Updated versions will be posted on our website with an effective date. Continued use of our services after changes constitutes acceptance.

Contact

If you have questions or concerns about these Terms, contact:
Summit Judgement Recovery
info@summitjudgementrecovery.com
800.274.7715