Who we are

Our website address is: https://Summitjudgementrecovery.com.

Overview

Summit Judgement Recovery (“we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, share, and protect personal information in the course of our operations, including judgement enforcement, skip tracing, and related legal services. This policy applies only to activities within the United States.

Information We Collect

We collect both personally identifiable information (“PII”) and non-personally identifiable information from consumers, debtors, business partners, and visitors to our site.

Information we may collect includes:

  • Full name, aliases, and contact details
  • Social Security number (SSN)
  • Date of birth
  • Current and prior addresses
  • Employment and wage data
  • Court documents and legal filings
  • Financial and payment information
  • Public records and government-issued identifiers

How We Collect Information

We collect information through the following sources:

  • Court filings and public records
  • Data provided voluntarily by clients or business partners
  • Skip tracing tools (under lawful “permissible purpose”)
  • Employer or payroll contacts (for garnishment enforcement)
  • Government databases and background research platforms
  • Website contact forms (if applicable)

Permissible Purpose & Legal Use

We collect, access, and use personal information only under “permissible purpose” guidelines as defined by the Fair Credit Reporting Act (FCRA) and other applicable laws. These purposes include, but are not limited to:

  • Enforcing a legal judgement
  • Locating judgement debtors
  • Contacting employers for wage garnishment
  • Filing legal documents with courts or law enforcement
  • Performing lawful skip tracing or debt recovery operations

How We Use Your Information

We use the collected information to:

  • Locate individuals and assets related to court judgements
  • Execute wage garnishments, bank levies, and liens
  • Communicate with courts, employers, and sheriffs
  • Respond to inquiries and verify identities
  • Maintain accurate case records
  • Comply with legal and regulatory requirements

How We Share Information

We do not sell personal information. We may share data only with the following, and only when necessary:

  • Attorneys, paralegals, or court officers involved in your case
  • State courts, clerks, sheriffs, or process servers
  • Authorized skip tracing data vendors (FCRA-compliant)
  • Regulatory agencies if required by law or subpoena
  • Cloud service providers for secure data storage (if applicable)

Data Retention & Protection

We retain personal data only as long as necessary to fulfill the purposes outlined above, or as required by law (typically 7 years minimum). All data is stored securely:

  • Paper files in locked cabinets
  • Digital files on encrypted, password-protected systems
  • Access restricted to authorized personnel only

Your Rights

You may have rights under applicable state or federal law, including the right to:

  • Request access to personal data we hold
  • Request correction of inaccurate data
  • Request deletion of non-legally required data
  • File a complaint with a regulatory authority

To exercise these rights, contact us at: info@summitjudgementrecovery.com

Your Rights

You may have rights under applicable state or federal law, including the right to:

Children’s Privacy

Our services are intended for adults only. We do not knowingly collect or store data on individuals under the age of 18.

Changes to This Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted to our website or provided upon request.

Contact Us

If you have questions about this policy or our data handling practices, contact:
Summit Judgement Recovery
info@summitjudgementrecovery.com
800.274.7715